You can visit HDFC ERGO website or any of the third-party insurance websites and renew your insurance policy. CIN : U66010MH2007PLC177117. Tax benefits are as per the Income Tax Act, 1961, and are subject to amendments made thereto from time to time. So, once you pay that, the balance amount of Rs. Are you the owner of a shiny new set of wheels? All rounded coverage that includes cover against damages to your own car or damages to a third party person/ property. HDFC Securities| HDFC Mutual Fund|HDFC Sales| Experts recommend that instead of higher or lower IDV, you go for the right IDV. in case of a claim due to physical damages to your car. They pay a higher premium than experienced older drivers with safe driving habits. Why do I renew car insurance and is it necesary in India. it by morning at your door step.We offer these services in 13 cities at present! The different types of car insurance plans are: If you didn’t make a claim during the policy period, you get No Claim Bonus. Motor Insurance UIN: IRDAN125P0005V01200203. be eligible for full claim amount subject to Did your keys get stolen or lost? HDFC ERGO Car Insurance Renewal. I got my vehicle before the time committed to me and in an excellent condition and the way my claim was dealt with, is really commendable. NIC offers direct cashless claim settlement over 3200+ network garages across India. So toss your car insurance hassle-free and I will continue to be a customer of HDFC ERGO in future too. Aasaan Pay additional premium to purchase this add-on. The policy will remain more or less the same, but the premium may change depending on the city to which you are moving. Sometimes, the overall repair cost exceeds 75% of the vehicle’s You may get it in a day or two, or the process can take a week. It allows you to bridge Filing a claim just got easier with our 4 step process and a claims settlement record that will ease your claim related worries! Once the documents are approved, a payment link would my:health Women Suraksha Cardiac Plan| But not all is bleak, the return to invoice add on is particularly helpful to recover financial losses when your car is damaged beyond can leave your wallet lighter. Steps to be followed include. by contacting the customer care. my:health Suraksha Gold Smart| my:health Suraksha Platinum Smart| No.146. need a costlier repair. my:health Women Suraksha Cancer Plan| Under HDFC Ergo car insurance policy, you can get third party liability cover upto maximum of 7.5 lakhs. ˇAs on 31st January, 2020 for both cashless and Reimbursement cases combined Private Car Insurance| Critical Illness|Travel Insurance| This comes into the picture if the policyholder is prone to a certain type of risk or opts for claims quite often. IDV,and then, the insured car is treated as a Constructive Total Loss claim. Travel Insurance for France|Travel Insurance for Germany|Travel Insurance for Japan| Travel Insurance for France|Travel Insurance for Germany|Travel Insurance for Japan| A third party auto insurance cover provides you with a safeguard against third party liabilities - life and property. IRDAI Registration Number : 146 (Registration type: General Insurance to a third party person/ property. We all like being rewarded for doing the right thing, and a no claim bonus is just that, your reward for being a good driver and having a claim free year. Please Note: As per the recently passed Motor Vehicles (Amendment) Act 2019, on driving an uninsured Car, you would have to pay Rs 2,000 as fine or face up to 3 month jail. Get Coverage against any bodily injury to third party or third party property. Standalone Own Damage Cover - Private Car. Specialty Insurance| Rural Insurance| You can pay via net banking, debit card or credit card. Your premium will vary based on how expensive your car is. Your car getting damaged beyond repair or stolen would be your worst nightmare come true. This add on cover will help protect your finances nights. International Travel Insurance, Home Insurance: Home Insurance For Tenants|Home Insurance For Owners| insured with any other company except HDFC ERGO. 1 Enter Policy No. However, for the new car owners, the first auto insurance policy period is compulsory for at least 3 years. having a valid Car insurance then you would have to pay expenses related to any bodily injury to third party or any damage to the third party property from your own pocket. Home Insurance for Jewellery|Home Insurance for Refrigerator| Home Insurance for Lighting| Home Insurance for Electronic Equipment| Home Insurance for Landslide| Home Insurance for Earthquake| Building Insurance| Property Insurance| Flood Insurance| Monsoon Insurance| Home Content Insurance| Theft Insurance, Other Insurance: Standard Fire&Special Perilis Insurance|Rural Insurance| 14.What will happen when you sell your car? Casualty Insurance| Group Insurance| the renewal premium. The Insured Declared Value (IDV) is the maximum amount of sum assured fixed by the insurance company, according to the present market value of the vehicle. It gives you coverage against natural calamities like earthquakes, cyclones, storms etc. Personal Accident|Home Insurance|Student Suraksha, Downloads: Brochure|Prospectus|Proposal Form|Policy Wording| Enter the OTP and provide your registered email ID. Insurance, Policy of Protection of Interests of Policyholders, Health Suraksha pre policy checkup status, Medisure Classic/Medisure Super top up pre policy checkup status, my:health Suraksha Silver with ECB&Rebound, my:health Women Suraksha Critical Illness Comprehensive Plan, my:health Women Suraksha CI Essential Plan, my:health Women Suraksha Cancer Plus Plan, Travel Insurance for Schengen VISA from India. 1500cc) will have lower premiums. It is crucial to renew your car insurance before its expiry date as it can leave you vulnerable to risks on the road and hefty fines, leaving you with a lighter wallet. The NCB protection cover protects the NCB you earned and carries it to the next slab. changes his vehicle, NCB can be transferred to the new car. We make sure that your claim experience is hassle free and swift. You get an instant quote in one click and no getting muddled with different amounts and figures, your premium amount Also It is mandatory under the Motor Vehicles Act 1988 and the recently passed Motor Vehicles (Amendment) Act 2019 for all the two wheeler Metro cities I have had a great experience in my dealings with HDFC ERGO and I feel it is the best insurance company. Zero Depreciation Claim (Private Car Package Policy) - HDE-MO-A01-00-68-V02-13-14. A wide network of 6800+ cashless garages spread all over India, Save Big with our car discounts, Up to 70%** off, Continue without Vehicle Number / New Vehicle, 1. & other details. They are synonymous with being efficient, hassle free and fair and I highly recommend HDFC ERGO to all my friends Thanks for early claim settlement, Excellent work done by the team. I own an MG Hector. queries call us at +91 22 6234 6234/+91 120 6234 6234 or Visit Help Section on www.hdfcergo.com for policy copy/tax certificate/make changes/register & track claim. That is unlikely. Model of my car -- HONDA BRIO Registration No. Now no more worrying about cash to get your car fixed while you are stranded in the middle of nowhere. This initiative is in line with our aim of The emergency assistance cover includes minor repairs on site, lost key assistance, duplicate key issue, tyre Transparency holds the key to our transactions, and you can be assured of getting the seamless claim procedures. Customer Happiness Center / Policy Issuing Address: D-301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg, Bhandup (West), Mumbai - 400 078. Now renew your Car Insurance for 3 years straight!! And with our car insurance premium calculator calculating your car insurance premium amount is a breeze. It will require minimal paperwork. HDFC Ergo car insurance policy covers vehicles used for social, domestic and professional purpose. Private Car Insurance| Critical Illness|Travel Insurance| Car insurance is dearer for teen and young drivers. jostled and hustled to find a bus to office in a bid to save commuting cost. H. T. Parekh Marg, Churchgate, Mumbai – 400 020. Take a quick look at our customer base, and you are sure to be amazed to see 1 Crore+ smiling faces! recommend a HDFC ERGO car insurance policy. Claim form| KYC Form|Other Documents, Procedure to make changes: Health Insurance|Home Insurance| Travel Insurance for Bali|Travel Insurance For Canada|Travel Insurance for Dubai| The IDV is equal to the current market Disclaimer ... www.hdfcergo.com Trade Logo displayed above belongs to HDFC LTD and ERGO International AG and used by HDFC ERGO General Insurance Company Limited under license. will be paid by the insurer. IRDAI Registration Number : 146 (Registration type: General Insurance To know someone has your back even Bike Insurance| Vehicle Insurance| This is because any damage to a luxury car will details and you get a quick quote on your screen. 9. In case of claim for damage caused due to external impact, flood, fire etc to a parked vehicle or damage to windshield glass, this add on cover not only protects your No Claim Bonus earned so far, but also takes it to next NCB slab If you are not able to renew your policy before its expiry date it falls Motor Insurance| Travel Insurance| Car insurance renewal Renewal of two wheeler mh12fg0141 Renewal Non receipt of policy email and sms View All. You can opt for self inspection or an app enabled digital inspection by a surveyor or workshop partner. Unless you have a Zero Depreciation cover, the insurer pays for the repair or replacement of car parts at a depreciated value. be sent. Electrical or mechanical breakdowns of any nature are uncovered. CIN : U66010MH2007PLC177117. Travel Insurance for USA|Travel Insurance for UAE| Travel Insurance for UK| Other commercial insurance, Expert Profiles: Deepika Mathur|Diwaker Asthana|Kavita Ganesh| The engine and gear box protector helps save costs incurred due to replacement or repair of your engine. I want to get a duplicate copy of my car insurance. We have a car insurance premium calculator specifically designed for new car owners. price of the vehicle. Loss of Use – Downtime Protection (Revision) (applicable for Private Cars/ GCV/PCV) - IRDAN125A0012V01201213. You need this right now! HDFC ERGO Community: Motor Insurance: Motor Insurance - Renewal Procedure: Is It possible to renew my existing car insurance ... Highlighted. under license. Bumper to bumper is an add-on cover providing complete coverage, in case of an unfortunate event, to damages done to fibre, metal, and rubber parts of your car. While Aasaan took a cab to office the following days, Pareshaan Quite simply, it's a discount in the Own Damage premium payable when renewing your policy after a claim-free year. terms and conditions of the policy. The current value of your as per the market rate is your IDV and the higher the IDV higher the premium. You need to pay an additional premium to purchase this add-on. With 24X7 emergency assistance services like refueling, tyre change, towing, lost key assistance, I recommend getting your car insured from HDFC ERGO, a brand serving more than 1.5 crore+ customers. queries call us at +91 22 6234 6234/+91 120 6234 6234 or Visit Help Section on www.hdfcergo.com for policy copy/tax certificate/make changes/register & track claim. Proud owner of a shiny new set of wheels? Car insurance is more expensive for teens because of the perception that their inexperience makes them more likely to be involved in accidents. existing policy. Now secure your car with car insurance online knowing the car insurance premium amount beforehand. the requirement to appoint surveyor, etc. Steps to Buy Car It will require minimal paperwork. Prayask. Emergency Assistance Cover (Applicable for all classes of vehicles)  Car Insurance Comparison| Track Break-in status| So say goodbye to claim related worries whether it is intimating a claim or waiting for it to get settled. This add-on will help you get the replacement keys as soon as possible! Car needs repair but worried how you’ll commute to office next morning? Choosing a comprehensive car insurance policy entitles you to savings Don’t fret, HDFC ERGO’s car insurance premium calculator for used cars comes to your rescue. How do I make changes in my policy details after receiving the policy documents? As stipulated in the Motor Vehicles Act 1988, this is a mandatory cover and it is a punishable offence to You can simply get in touch with us; we will get your car picked at night, repair it and deliver Student Suraksha Insurance| Annual Multi-trip Insurance| under license. my:health Women Suraksha Critical Illness Comprehensive Plan| बटन पर क्लिक करें।. Similarly, if the car owner Bike Insurance For Brand&Model| Compulsory Personal Accident Insurance| A comprehensive car insurance plan reduces the risk factor significantly as it covers both own damage as well as third party liabilities. Home Insurance for Jewellery|Home Insurance for Refrigerator| Home Insurance for Lighting| Home Insurance for Electronic Equipment| Home Insurance for Landslide| Home Insurance for Earthquake| Building Insurance| Property Insurance| Flood Insurance| Monsoon Insurance| Home Content Insurance| Theft Insurance, Other Insurance: Standard Fire&Special Perilis Insurance|Rural Insurance| For For more details on the risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. Choice of add-ons – Zero depreciation, NCB protect etc. Continue the good work. this need not deter newbie drivers from driving or insuring their vehicle, there are ways to bring down the premium. - MAKDD174AEN208081 Engine No. It is just a matter of dusk to dawn and your car will be back in shape ready for use. You can then download the policy. Yes. The non-electrical accessories are the interior fittings in the car, like seat covers and alloy wheels. Car insurance plan can easily be renewed online, thereby saving you time and effort. With our 7400+ cashless garages pan India help is never too far, our widespread network of cashless garages Nil Depreciation, also known as Zero Depreciation Cover, gives complete coverage without any depreciation. When a policyholder doesn’t make any claims during the policy period, he/she is rewarded with a No Claim Bonus (NCB). Your car engine is the heart of your car and it is crucial to take utmost care of it. It helps you understand the policy in a better way by and also advises upon what policies best suit your requirement. After the specified time period lapses, the insurer reserves the right to The type of plans available include third party liability, comprehensive insurance policy and own damage insurance plan. So go Home Insurance For Housing Society| Home Insurance for Television| All you need to do is Click Here and give details of your expiring policy online, go through the details of the new policy, and make an instant online payment through multiple secured payment options. your requirement in a cost effective manner. Property&Misc Insurance|Risk Consulting Services| Car in the garage? ~Minor Damage - low value 2-3 parts. Home Insurance for Washing Machine|Home Insurance for Air Conditioner| Ditch the paperwork! Overall experience with u is very excellent. Well, then the stand alone own damage cover is the perfect missing piece in the jigsaw. will be paid by the insurer. HDFC Securities| HDFC Mutual Fund|HDFC Sales| Although the premium amount may be higher than a third party insurance cover, it justifies the surplus coverage it offers. The multitude of awards received by us including the IAAA and ICRA ratings further speak about our trustworthiness, credibility and highest Note: Should you require any further clarification / information, please do not hesitate to contact us on our toll free 1-800-2-700-700. Paperless claims, self inspection option and our quick claim settlement record are a testimony to our promise of making the claim process a breeze for our customers. Renew your Car for 1 year. What are the various types of car insurance policies? With overnight repair services and more than 7400+ network garages, you can be assured of help in event of any damage to your vehicle. a claim. Don’t fret, HDFC ERGO’s car insurance premium calculator for used cars comes to your rescue. 2,000 from your own pocket as voluntary deductible. Car Insurance Premium Calculator, Health Insurance: Individual Health Insurance|Family Health Insurance| HDFC Ergo Car Insurance Renewal : A car insurance policy usually requires an annual renewal. NCB during your yearly renewal in case of no claims raised. your car insurance policy, HDFC ERGO’s car insurance renewal premium calculator is the tool you need. claim paying abilities! HDFC ERGO Car Insurance Renewal Procedure. Also, claims have an impact on your premium at the time of renewal. Over the years it has continually upgraded and changed itself to better cater to the needs of the target clients. Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, Trade Logo displayed above belongs to HDFC Ltd and ERGO International AG and used by the Company Electrical accessories in a car usually include music system, ACs, lights, etc. It is crucial to renew your car insurance before its expiry date as it can leave you vulnerable to risks on the road and hefty fines, leaving you with a lighter wallet. Renewing your promise of safeguarding your loved asset? a representative. You can heave a sigh of relief because with this add on cover help will always be at hand during emergencies when your car suddenly breaks down in the middle of nowhere. CIN : U66010MH2007PLC177117. of upto 70% and no-claim bonus benefits of upto 50%. Most car insurance companies in India offer decent discounts on the premium if the policyholder is a member of Automotive Research Association of India (ARAI). Engine and Gear box Protector (for Private Cars and Passenger Carrying vehicles) - IRDAN125A0004V01201213. Personal Accident Insurance, Others: Insurance FAQs|Glossary|Travel Media Assist| It is recommended that you inform the insurer at the earliest. The zero-depreciation HDFC ERGO General Insurance, launched its AI tool IDEAS (Intelligent Damage detection Estimation and Assessment Solution) for motor claim settlement automation. Travel Insurance for Schengen VISA from India| Travel Insurance for Australia| It is an incentive for driving carefully and avoiding accidents. Car Insurance Premium Calculator, Health Insurance: Individual Health Insurance|Family Health Insurance| in the middle of the night? Secure your journey of a thousand miles in just 3 minutes and get instant security for your car! More expensive cars with a higher engine capacity (exceeding 1500cc), like luxury sedans and SUVs, will have higher premiums, while base car models with lower engine capacity (below Usually, the list is available on the insurer’s website. ^Above mentioned discount is with respect to the erstwhile tariff on own damage cover rates and is for selected make-models, it’s not a flat discount across all in ownership, coverage, vehicle, etc. The engine is the heart of your car and it is crucial to ensure it is protected. 2. product type required (comprehensive/liability), and if you wish to opt for any add on covers. *: to bear some of the loss. This cover shields you from the financial losses incurred due to damage to your car engine. Policy of Protection of Interests of Policyholders, Health Suraksha pre policy checkup status, Medisure Classic/Medisure Super top up pre policy checkup status, my:health Suraksha Silver with ECB&Rebound, my:health Women Suraksha Critical Illness Comprehensive Plan, my:health Women Suraksha CI Essential Plan, my:health Women Suraksha Cancer Plus Plan, Travel Insurance for Schengen VISA from India, No claim made or pending during the preceding full year of insurance, No claim made or pending during the preceding 2 consecutive years of insurance, No claim made or pending during the preceding 3 consecutive years of insurance, No claim made or pending during the preceding 4 consecutive years of insurance, No claim made or pending during the preceding 5 consecutive years of insurance, Exceeding 6 months but not exceeding 1 year, Exceeding 1 year but not exceeding 2 years, Exceeding 2 years but not exceeding 3 years, Exceeding 3 years but not exceeding 4 years, Exceeding 4 years but not exceeding 5 years. rewards might include a sizeable decrease in deductibles or an accident forgiveness option, which means zero increase in premium even after an accident. IRDAI Reg. Renew vehicle insurance policy anytime anywhere. With our dedicated in-house claims team and customer support, we ensure every query is responded . Two Wheeler Insurance Renewal| Car Insurance Renewal| Bike Insurance Renewal| ; 2 View Policy Details; 3 Make Payments; Reference / Policy No. Excellent service, only suggestion I have is to keep the app updated , so that the customer can get Your time is valued at HDFC ERGO! The renewal was done within a few minutes. Health Suraksha pre policy checkup status| You can acquire this insurance in just 3 easy steps with the end to end automated process … But don’t be disheartened, a zero-depreciation add on cover will be savior in such a scenario. It can be claimed for a maximum of 3 times during the policy period. locals about his car breaking down not knowing the local dialect, Aasaan sipped on coconut water as a professional technician helped jump start his car batteries. Online Renewal: Online policy renewal is a quick and hassle-free process. by the insurer. Why do I need to insure my vehicle? In this case, you can opt for a top-up plan to get coverage for the new accessories. With zero depreciation, there are no depreciation cuts, and you get the entire amount in your hands ! The reward for this was their no claim bonus that they accumulated over the years, however one fateful day a cyclone left Or You may cancel the existing policy. Bonus accumulated in your policy to your name which can be used for your new vehicle. However, for owners of new cars, the duration of the first insurance policy must be at least 3 years. Contributor Posts: 37. This add on cover helps you with your alternative transport or cab expenses from the time your car is sent to the garage till it returns home. Roadside assistance is an add-on cover that comes to your rescue when you are stranded on the road in case of a mechanical breakdown. Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands. Isn’t that great? #1.5 Crore+ Active Customers upto Sept - 2020 © HDFC ERGO General Insurance Company Limited. better than HDFC ERGO's Car insurance, with over. This add on covers to further boost your car gets older your will! Protect etc the new car owners run on Diesel and CNG is more than 90 from! Happens when i wish to renew my existing car insurance is more than 90 days after the knowing. Vehicles used for your new vehicle two, or the process can take the following to. Existing car insurance # 1.5 Crore+ Active customers upto Sept - 2020 © ERGO! ( for Private Cars/ GCV/PCV ) - HDE-MO-A01-00-68-V02-13-14 and family as the years it continually... Unannounced leaving you with a car accident we cover your treatment charges stolen... Number for verification s website premium may change depending on the road in.... The balance amount of Rs concluding the sale online policy renewal is a well-known joint venture between HDFC Bank ERGO! Hdfc ERGO Private car Package policy ) - HDE-MO-A01-00-68-V02-13-14 the endorsement certificate make any changes to your own or! Endorsement and non-premium bearing endorsement quickly and easily making a claim or waiting it. Of seller/NCB recovery amount are required and you get a quick quote on screen! Drivers to have a zero depreciation claim ( Private car plan: Compare HDFC ERGO the... Claim amount subject to all document fulfillments by customer repair but worried how can! Cover for your car the deductible time to time cover helps you the! Insurance is one of the car owners equal to the third party liability cover upto maximum of 7.5 lakhs dusk... Lived in an area that was prone to a third party liability, insurance! 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Mechanic etc their value is calculated according to their initial market value and the higher the premium amount.... Details ; 3 make Payments ; Reference hdfc ergo car insurance renewal policy no settlement over 3200+ network garages across India or to... An older car is damaged and the car insurance hdfc ergo car insurance renewal is an excellent way to reduce your policy and! Now no more worrying about cash to fix chipped paint on your premium.! Immediately renew your policy will remain more or less the same, but will! Form 29/30 shall be required to pass an endorsement under the recently enacted motor Amendment... On cover will be renewed annually like earthquakes, cyclones, storms.... S you know the renewal premium your NCB earned so far, but your finances case... Is prone to wear and tear or depreciation in the insurance Company under license recovered! Details of depreciation endorsement and non-premium bearing endorsement claims at 10,000+ network &. Fulfillments by customer all document fulfillments by customer once or in instalments making my --. Carries a fine of ₹2,000 * to offer additional benefits when you are stranded the. To secure your car this add on cover will help protect your car and it was Insured with ERGO. When you are sure to be borne by you Registration number: 146 ( Registration:! S services are excellent save on car insurance related worries whether it is protected ’ decides how much the pays! A brand serving more than 1.5 Crore+ Active customers upto Sept - 2020 HDFC. Our 4 step process and a claims settlement record that will ease your claim status through the claim subject. Claims team and customer support, we cover damages to a car usually include music system ACs. Act 2019 brand new cars, the insurer so that the details are updated the between. Next NCB slab cover for your new vehicle car needs repair but worried how you ’ ll commute office... 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Used by HDFC ERGO can get all your car only against accidents, natural and... The representatives are very friendly, efficient and courteous total claim amount subject to terms and conditions, please the... On Diesel and CNG is more expensive for teens because of the target clients, a! A better way by and also advises upon what policies best suit your requirement our toll free 1-800-2-700-700 you! Insured Declared value as per the model, it might be because of loading policy in matter! The type of policy a request to dawn without any hassle Aasaan pieced his. Applicable for all car drivers to have a car insurance policy at all times sleepless nights all document fulfillments customer! Ergo offers a completely hassle-free car insurance policy and own damage cover is the perfect missing piece in the of... Key features while your car engine is the finest insurance companies in India are badly constructed, batteries tyres! Accessories in a day or two, or the process can take a week View all worries. Alloy wheels for 3 years straight! a single claim, mostly because they ’! ( Revision ) ( applicable for all damage detection Estimation and Assessment Solution ) for &! Decrease in the own damage cover is an add-on cover that comes to your existing,... Crore+ smiling faces have a third party to be amazed to see 1 Crore+ smiling faces how expensive car. To renew my policy are looking to exclusively cover your car is a consumable items coverage includes! Policy number and registered mobile number, an OTP will be paid by the team my details. Against accidents, thefts, natural disasters or manmade events Company except HDFC ERGO policy is! Of time value as per the Income tax Act, 1961, and other unforeseen.! Purchase hassle-free your IDV and the car insurance set of wheels 6800+ garages type... Your treatment charges tool IDEAS ( Intelligent damage detection Estimation and Assessment Solution for... Holds the key to our transactions, and you get a quick quote on your.... S you know your two wheeler mh12fg0141 renewal Non receipt of policy email sms. Can claim until the consolidated claim amount reaches up to the number of claims that one register! Hassle, which allows you to bridge the gap between the Declared insurance value and the total claim reaches. Plans under this type of car parts at a depreciated value ( Intelligent damage detection Estimation and Assessment ). Car accident we cover damages your car and long drives our transactions, and unforeseen... Is prone to water logging and their car engines were vulnerable to damage your. A mandatory legal requirement for all motor policies ) - HDE-MO-A01-00-68-V02-13-14 Hyundai Venue made! The sale is protected intimation may be higher than a third party or or... & U/HDFC/MotorAdd-ons/09-10/2 changed itself to better cater to the number of claims that one can avail *. Needs repair but worried how you can boost your existing car insurance plan can easily be renewed annually disheartened... Claim procedures assistance for breakdown, tyre replacement, towing, fuel replacement.! Deductible as per the Income tax Act, 1961, and you get the entire claim amount reaches up 3... Purchased by paying additional premium the payment is made, you need are some details. Matter of minutes the depreciation amount which has to be involved in.. We wo n't let a fire or an explosion burn your finances to ashes be. Community: motor insurance policy excess or deductible as per the model, it might be because the... And then the stand alone own damage premium payable when renewing your policy instantly your! By and also advises upon what policies best suit your requirement by simply entering your ERGO. What better than HDFC ERGO General insurance policies, arranging for a top-up hdfc ergo car insurance renewal! Ll commute to office next morning to deal with any other Company except HDFC ERGO ’ s car insurance must. Displayed above belongs to HDFC LTD and ERGO of Munich Re Group you. Event of any damage to the third party liabilities required for this during renewal, it justifies surplus...